Second Look Financing by Fortiva

Engage with Customers | Estimated Annual Program Value: $1,000
Included with all levels.

According to the latest statistics, over 50 percent of American consumers have less than prime credit. When your prime lender turns down your customer, Fortiva’s Retail Credit Second-Look Financing helps you close the sale. Harness the stability of the only second-look financing program backed by a publicly traded company with deep buying experience in this segment of credit-challenged consumers.

Close more sales with Second-Look Financing. Not all customers fit into the traditional lending format and a credit score does not always give the whole picture. Second-Look Financing by Fortiva offers a payment alternative with longer terms and lower payments than tertiary lending options.

Key Benefits

Significant Value

  • Enrolled contractors benefit from a competitive 9.9 percent dealer fee negotiated based on the size of our network

  • Six and 12-month deferred interest options available


  • Approvals down to 500 FICO score

  • Approvals of approximately 25 percent to 50 percent of what primary lenders turn down

  • No job completion paperwork to send

Digital Tools

  • Online application

  • Direct deposit of funds into your account: no liability of funds after payment has been made

  • Reduce the hassle of accounts payable and complicated paperwork